Plasma One vs Ready
Two non-/self-custodial stablecoin cards. Plasma One is a Visa (iOS-only) with tiered cashback up to 4% and a free Lite tier; Ready is a Starknet USDC Mastercard with 0% FX on Metal but EEA/UK only.
Quick verdict
Both are non-custodial and stablecoin-centric. Plasma One has a free Lite tier, pays tiered 2–4% in XPL, and has zero-fee USDT transfers, but is iOS-only. Ready's Metal tier offers 0% FX (official Mastercard rate) and 3% in STRK, but costs $120/yr, is limited to the EEA/UK, and is Google-Pay-only.
Side-by-side
| Plasma One | Ready | |
|---|---|---|
| FX Fees | 0% on USD & EUR · 1% on other currencies | Lite 1% · Metal 0% (official Mastercard rate) |
| Payback | Lite 2% · Core 3% · Platinum 4% — paid in XPL | Lite 0.5% · Metal 3% in STRK (≈$150/mo cap) |
| Annual Fee | Lite Free · Core $120/yr or 10,000 XPL lock · Platinum 100,000 XPL lock | $6.99 Physical Lite · $120/yr Ready Metal |
| Physical Card | Virtual + orderable premium physical (by Rain) | Lite plastic · Metal 16g (gold/silver) |
| Custody | Non-custodial (on-device keys) | Self-custodial |
| Supported Currencies | Stablecoins: USDT, USDC, USDS | USDC only (on Starknet) |
| Region | Global; iOS-only at launch | EEA + UK only |
Verdict by dimension
Custody
Tie — both keep assets in your wallet (Plasma One non-custodial, Ready self-custodial).
FX Fees
Ready Metal's 0% edges Plasma One's 1% on non-USD/EUR; tie on USD and EUR.
Annual Fee
Plasma One's Lite is free vs Ready's $6.99 Lite / $120/yr Metal; Plasma One's Core/Platinum add a fee or XPL lock-up.
Cashback
Plasma One scales 2–4% in XPL; Ready Metal 3% in STRK (Lite 0.5%). Plasma One's Platinum (4%) edges ahead at the top.
Availability
Plasma One is more broadly available (but iOS-only); Ready is EEA/UK only.
Choose Plasma One if…
you want zero cost, broader availability, and stablecoin transfers on the Plasma chain.
Choose Ready if…
you're in the EEA/UK, live in USDC on Starknet, and want 0% FX with a metal card.