RedotPay vs Ready

A custodial travel Visa with broad asset support and triple mobile wallets vs a self-custodial Starknet USDC Mastercard with 0% FX on Metal, EEA/UK only.

Independent comparison · Updated

RedotPay logo

RedotPay

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Ready logo

Ready

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Quick verdict

RedotPay is a custodial, globally-available travel card — wide altcoin top-ups, Apple/Google/Samsung Pay, ATMs in 100+ countries — but ~1.2% FX plus a 1% top-up and no cashback. Ready is self-custodial USDC on Starknet with 0% FX and 3% STRK on Metal, but EEA/UK only, $120/yr Metal, Google-Pay-only.

Side-by-side

RedotPayReady
FX Fees ~1.2% FX + 1% crypto conversion at top-up Lite 1% · Metal 0% (official Mastercard rate)
Payback No standard ongoing cashback Lite 0.5% · Metal 3% in STRK (≈$150/mo cap)
Annual Fee $10 Virtual · $100 Physical $6.99 Physical Lite · $120/yr Ready Metal
Physical Card Plastic Visa + virtual Lite plastic · Metal 16g (gold/silver)
Custody Custodial Self-custodial
Supported Currencies BTC, ETH, USDT, USDC, SOL + 20 more across many networks USDC only (on Starknet)
Region 100+ countries, 5M+ users EEA + UK only

Verdict by dimension

Custody

Ready wins — self-custodial vs RedotPay custodial.

FX Fees

Ready Metal's 0% beats RedotPay's ~1.2% plus a 1% top-up.

Cashback

Ready wins — up to 3% in STRK vs RedotPay's none.

Asset support

RedotPay wins — broad altcoins and networks vs Ready's USDC-only.

Availability & wallets

RedotPay wins — 100+ countries and Apple/Google/Samsung Pay; Ready is EEA/UK and Google Pay only.

Choose RedotPay if…

you want global reach, broad asset top-ups and all three mobile wallets.

Choose Ready if…

you're in the EEA/UK, want self-custody, 0% FX and cashback.

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