Tria vs Ready
Two self-custodial cards. Tria spans 1,000+ assets and 200+ chains globally with up to 6%; Ready is Starknet-USDC only, EEA/UK, with 0% FX on Metal.
Quick verdict
Both are self-custodial. Tria is broad — 1,000+ assets across 200+ chains, up to 6% cashback, up to 10% APY — with annual fees and country restrictions. Ready is narrow but polished — USDC on Starknet, 0% FX and 3% STRK on Metal — but EEA/UK only, $120/yr Metal, Google-Pay-only.
Side-by-side
| Tria | Ready | |
|---|---|---|
| FX Fees | 0% on USD · 1.6% on other currencies | Lite 1% · Metal 0% (official Mastercard rate) |
| Payback | 1.5% cashback, up to 6% on paid premium tiers | Lite 0.5% · Metal 3% in STRK (≈$150/mo cap) |
| Annual Fee | $20/yr Virtual · $90/yr Signature · $225/yr Premium | $6.99 Physical Lite · $120/yr Ready Metal |
| Physical Card | Metal Signature card + instant virtual | Lite plastic · Metal 16g (gold/silver) |
| Custody | Self-custodial | Self-custodial |
| Supported Currencies | 1,000+ assets across 200+ chains, settles USD | USDC only (on Starknet) |
| Region | Not available in US, Russia, Turkey, India, Vietnam, Israel, Ukraine | EEA + UK only |
Verdict by dimension
Asset support
Tria wins decisively — 1,000+ assets across 200+ chains vs Ready's USDC-on-Starknet.
FX Fees
Ready Metal's 0% edges Tria's 1.6% on other currencies; tie on USD.
Annual Fee
Comparable — Tria $20–$225/yr; Ready $6.99 Lite / $120/yr Metal.
Cashback
Close — Tria up to 6% (paid tiers, plus a 10% APY vault); Ready Metal 3% (Lite 0.5%).
Availability
Tria is broadly available but excludes several countries; Ready is EEA/UK only.
Choose Tria if…
you hold assets across many chains and want the widest spending support and yield.
Choose Ready if…
you're in the EEA/UK, live in USDC on Starknet, and want 0% FX with a metal card.