Tria vs RedotPay
A self-custodial multi-chain card with up to 6% cashback and a 10% APY vault vs a custodial travel Visa with broad top-ups, triple mobile wallets and no cashback.
Quick verdict
Tria is the on-chain power card — self-custodial, 1,000+ assets across 200+ chains, up to 6% cashback and up to 10% APY on stablecoins — but it charges $20–$225/yr and is restricted in several countries. RedotPay is a simple custodial travel card — wide altcoin top-ups, Apple/Google/Samsung Pay, ATMs in 100+ countries — with ~1.2% FX plus a 1% top-up and no cashback.
Side-by-side
| Tria | RedotPay | |
|---|---|---|
| FX Fees | 0% on USD · 1.6% on other currencies | ~1.2% FX + 1% crypto conversion at top-up |
| Payback | 1.5% cashback, up to 6% on paid premium tiers | No standard ongoing cashback |
| Annual Fee | $20/yr Virtual · $90/yr Signature · $225/yr Premium | $10 Virtual · $100 Physical |
| Physical Card | Metal Signature card + instant virtual | Plastic Visa + virtual |
| Custody | Self-custodial | Custodial |
| Supported Currencies | 1,000+ assets across 200+ chains, settles USD | BTC, ETH, USDT, USDC, SOL + 20 more across many networks |
| Region | Not available in US, Russia, Turkey, India, Vietnam, Israel, Ukraine | 100+ countries, 5M+ users |
Verdict by dimension
Custody
Tria wins — self-custodial vs RedotPay custodial.
FX Fees
Tria wins — 0%/1.6% vs RedotPay's ~1.2% plus a 1% top-up conversion.
Cashback
Tria wins — 1.5% up to 6% (plus a 10% APY vault) vs RedotPay's none.
Mobile wallets
RedotPay wins — Apple, Google and Samsung Pay.
Availability
RedotPay wins on reach; Tria excludes the US, India, Russia, Turkey, Vietnam, Israel and Ukraine.
Choose Tria if…
you want self-custody, multi-chain spending and real cashback or yield.
Choose RedotPay if…
you want a straightforward travel card with broad mobile-wallet support and don't need cashback.